Program & Project Management — BFSI Sector

Nitin D.
Tendulkar

Vice President, BDTS Corporate — YES Bank Limited

+91 9324 732 439

A results-driven technocrat with over 20 years of experience in software program and project management within the banking and financial sector. Proven track record of leading large-scale, high-impact initiatives — from Escrow and Digital Collections to NPCI, NACH and government scheme automation — while holding firm on timelines, quality and budget. Known for translating complex stakeholder landscapes into governed, delivered outcomes.

20+ Years in BFSI Delivery

4 Organisations, One Trajectory

5 Awards for Excellence

The Journey

Apr 2018 — Onwards

YES Bank Limited

Vice President — BDTS Corporate

Escrow · Govt. Agency & Scheme Business · Digital Collection · NPCI–NACH

Subject-Matter Expert leading complex software projects across multiple banking functions.
Manages the full project lifecycle — planning, execution and post-launch support — anchored to business objectives.
Applies Agile, Scrum and Waterfall methodologies, tailoring process to project need.
Owns resource allocation, risk mitigation and cross-functional leadership for on-time, high-quality delivery.
Bridges technical and business teams as a trusted stakeholder communicator and conflict resolver.

May 2007 — Apr 2018

HDFC Bank Limited

Senior Manager — BTG WBO

NPCI–CTS · Govt. Scheme Business · Currency Chest

Developed and implemented complex software solutions across core banking operations.
Translated business requirements into technical specifications for optimal performance.
Deep proficiency across programming frameworks and the full SDLC.
Mentored junior team members and embedded best practices for high-quality delivery.
Recognised for problem-solving and scalable solutions aligned to business goals.

Jan 2005 — Apr 2007

Aplab Limited

Senior Software Engineer

Image-based Cheque Clearing & Document Processing

Designed and maintained software applications with a strong foundation in algorithms and data structures.
Collaborated across teams to gather requirements, implement features and resolve issues.
Delivered robust, scalable solutions within Agile development environments.

Jan 2003 — Dec 2004

Systrain Software Pvt Ltd

Software Developer

NBFC — Mini Core Banking

Built foundational experience in object-oriented programming using VB, Java and .NET.
Applied structured development methodologies with a focus on clean, efficient code.
Brought a quick-learning, collaborative approach to a fast-moving development environment.

Key Differentiators

Strategic Digital Transformation Leadership

Over 20 years spearheading enterprise-scale software programs and digital modernization within the BFSI sector.

Program Governance & PMO Excellence

Expert in establishing governance frameworks that align business objectives with IT execution.

Digital Banking Expertise

Deep domain knowledge across digital payments, Escrow management and government scheme automation — NPCI, NACH, CTS, PFMS, GEM, TaxPay.

Operational Efficiency & Cost Optimization

Demonstrated success enhancing process efficiency and reducing operational overhead through strategic automation.

Cross-Functional Team Leadership

Proven ability to lead and mentor high-performing teams delivering complex, high-impact digital solutions.

Agile & DevOps Advocacy

Strong proponent of Agile and DevOps to accelerate delivery cycles and improve system resilience.

Stakeholder & Vendor Management

Skilled in navigating complex stakeholder landscapes and managing vendor ecosystems for seamless delivery.

Integration & Regulatory Compliance

Extensive experience integrating banking systems and APIs while ensuring strict regulatory adherence.

Core Competencies

Program & Project Management

Stakeholder Management

Generative AI

Strategy Formulation

Budget Management

Vibe Coding

Delivery Management

Directive & Controlling PMO

Software Engineering

Team Management

Credentials

Achievements

Extra Miler — YES Bank2026

Circle of Excellence — YES Bank2024

Gold Award — HDFC Bank2017

Gold Award — HDFC Bank2014

Silver Award — HDFC Bank2013

Academics

MBA — SAP & PMP2013

Diploma in Engineering2001

Certifications

Generative AI Mastermind — Outskill2025

Foundation of AI — IIT Bombay2025

Agile Project Management — Udemy2022

Business Analyst Competency — HDFC2014

Diploma in Computer Application — CDAC2002

.NET Technologies — Aptech2004